$185,000

121 Willow Creek Rd

Saltillo, MS 38866 · Lee County

Bedrooms: 3
Bathrooms: 2
Sq ft: 1,222
Year built: 1995
Lot: 0.18 acres
Listed: 2025-12-17

About this home

Step into this cozy 3-bedroom, 2-bath home featuring a functional kitchen with a nice breakfast area. The spacious great room with vaulted ceilings enhance its inviting atmosphere. Perfect for relaxing or entertaining, this home is a must-see! Fenced in backyard for added privacy. Located in the Saltillo School District. Don't sleep on this one! All information subject to verification.

Quick answers about 121 Willow Creek Rd

How much is it?: Listed at $185,000 (about $151 per sq ft) as of 2026-10-08.
Is it in a USDA-eligible area?: Yes. ZIP 38866 in Lee County is outside the areas USDA excludes, so qualified buyers may be able to buy with $0 down. The home and your household income still have to qualify.
Who can show me this home?: Kaspar Caldwell, REALTOR® with Keller Williams, can set up a tour and help you make an offer. Call 662.321.1585.

Your agent for this home

Kaspar Caldwell, REALTOR®

Keller Williams · License # S-62291. Affordable housing advocate with 45+ completed affordable housing transactions, including manufactured homes, across North Mississippi.

Call 662.321.1585 Text Kaspar Email Get pre-qualified

Zero down may be possible

This home sits in a USDA-eligible area. Final approval depends on the property and your household income.

Est. principal & interest

$1,278/mo

Rate %Term

What this estimate means

Principal & interest (P&I) is just the part of your payment that repays the loan and its interest.
Example terms: $185,000 price, $0 down, 1% USDA guarantee fee added to the loan ($186,850 borrowed), 7.28% fixed for 30 years, 360 payments of $1,278.
The default rate is the national 30-year average from Freddie Mac for the week of 2026-10-01. It is an interest rate, not an APR. Your APR and rate depend on your credit, the lender and fees.
Not included: property taxes, homeowners insurance, the annual USDA fee (about 0.35% of the loan per year), and any flood insurance or HOA dues. Your full monthly payment will be higher.
This is an example for comparison only. It is not a loan offer or approval. Your lender must give you an official Loan Estimate within 3 business days of applying.

Listing courtesy of
Elite Realty

Call Kaspar · 662.321.1585 Email kaspar@kw.com

Kaspar Caldwell, REALTOR®, License # S-62291 · Keller Williams, 2185 Hutchinson St, Tupelo, MS 38801