$194,000

904 Moon Heard Rd

Prairie, MS 39756 · Clay County

Bedrooms: 3
Bathrooms: 2
Sq ft: 1,669
Year built: 1972
Lot: —
Listed: 2026-09-03

About this home

You can move to the country and enjoy nature because this grand old home checks so many boxes. It has 3 bedrooms, 2 bathrooms, a fireplace, and 3 acres of land. There is even a shop in the back yard.

Quick answers about 904 Moon Heard Rd

How much is it?: Listed at $194,000 (about $116 per sq ft) as of 2026-10-08.
Is it in a USDA-eligible area?: Yes. ZIP 39756 in Clay County is outside the areas USDA excludes, so qualified buyers may be able to buy with $0 down. The home and your household income still have to qualify.
Who can show me this home?: Kaspar Caldwell, REALTOR® with Keller Williams, can set up a tour and help you make an offer. Call 662.321.1585.

Your agent for this home

Kaspar Caldwell, REALTOR®

Keller Williams · License # S-62291. Affordable housing advocate with 45+ completed affordable housing transactions, including manufactured homes, across North Mississippi.

Call 662.321.1585 Text Kaspar Email Get pre-qualified

Zero down may be possible

This home sits in a USDA-eligible area. Final approval depends on the property and your household income.

Est. principal & interest

$1,341/mo

Rate %Term

What this estimate means

Principal & interest (P&I) is just the part of your payment that repays the loan and its interest.
Example terms: $194,000 price, $0 down, 1% USDA guarantee fee added to the loan ($195,940 borrowed), 7.28% fixed for 30 years, 360 payments of $1,341.
The default rate is the national 30-year average from Freddie Mac for the week of 2026-10-01. It is an interest rate, not an APR. Your APR and rate depend on your credit, the lender and fees.
Not included: property taxes, homeowners insurance, the annual USDA fee (about 0.35% of the loan per year), and any flood insurance or HOA dues. Your full monthly payment will be higher.
This is an example for comparison only. It is not a loan offer or approval. Your lender must give you an official Loan Estimate within 3 business days of applying.

Listing courtesy of
MID-SOUTH REAL ESTATE, LLC

Call Kaspar · 662.321.1585 Email kaspar@kw.com

Kaspar Caldwell, REALTOR®, License # S-62291 · Keller Williams, 2185 Hutchinson St, Tupelo, MS 38801