$229,900

186 Wilson St

Pontotoc, MS 38863 · Pontotoc County

Bedrooms: 3
Bathrooms: 2
Sq ft: 1,506
Year built: 2017
Lot: 0.2 acres
Listed: 2026-08-11

About this home

MOVE IN READY! 3bed/2bath in the heart of Pontotoc. This property is minutes from downtown and the Tanglefoot Trail and was completely renovated two years ago. Home features an open floor plan, spacious laundry room and large master bed/bath suite. Perfect starter home in a desired, convenient location.

Quick answers about 186 Wilson St

How much is it?: Listed at $229,900 (about $153 per sq ft) as of 2026-10-08.
Is it in a USDA-eligible area?: Yes. ZIP 38863 in Pontotoc County is outside the areas USDA excludes, so qualified buyers may be able to buy with $0 down. The home and your household income still have to qualify.
Who can show me this home?: Kaspar Caldwell, REALTOR® with Keller Williams, can set up a tour and help you make an offer. Call 662.321.1585.

Your agent for this home

Kaspar Caldwell, REALTOR®

Keller Williams · License # S-62291. Affordable housing advocate with 45+ completed affordable housing transactions, including manufactured homes, across North Mississippi.

Call 662.321.1585 Text Kaspar Email Get pre-qualified

Zero down may be possible

This home sits in a USDA-eligible area. Final approval depends on the property and your household income.

Est. principal & interest

$1,589/mo

Rate %Term

What this estimate means

Principal & interest (P&I) is just the part of your payment that repays the loan and its interest.
Example terms: $229,900 price, $0 down, 1% USDA guarantee fee added to the loan ($232,199 borrowed), 7.28% fixed for 30 years, 360 payments of $1,589.
The default rate is the national 30-year average from Freddie Mac for the week of 2026-10-01. It is an interest rate, not an APR. Your APR and rate depend on your credit, the lender and fees.
Not included: property taxes, homeowners insurance, the annual USDA fee (about 0.35% of the loan per year), and any flood insurance or HOA dues. Your full monthly payment will be higher.
This is an example for comparison only. It is not a loan offer or approval. Your lender must give you an official Loan Estimate within 3 business days of applying.

Listing courtesy of
Five Star Realty

Call Kaspar · 662.321.1585 Email kaspar@kw.com

Kaspar Caldwell, REALTOR®, License # S-62291 · Keller Williams, 2185 Hutchinson St, Tupelo, MS 38801