$132,000

209 Oak Lane Cir

Houston, MS 38851 · Chickasaw County

Bedrooms: 3
Bathrooms: 1
Sq ft: 1,158
Year built: 1974
Lot: 0.35 acres
Listed: 2026-03-17

About this home

Adorable 3 bedroom 1 bathroom home situated on 0.35 acre lot with a partially fenced back yard. This home is in a convenient location just minutes from town and very close to multiple churches. Houston Public School District is a plus! This home has lots of potential and would make the perfect starter home! All information is deemed to be reliable but not guaranteed.

Quick answers about 209 Oak Lane Cir

How much is it?: Listed at $132,000 (about $114 per sq ft) as of 2026-10-07.
Is it in a USDA-eligible area?: Yes. ZIP 38851 in Chickasaw County is outside the areas USDA excludes, so qualified buyers may be able to buy with $0 down. The home and your household income still have to qualify.
Who can show me this home?: Kaspar Caldwell, REALTOR® with Keller Williams, can set up a tour and help you make an offer. Call 662.321.1585.

Your agent for this home

Kaspar Caldwell, REALTOR®

Keller Williams · License # S-62291. Affordable housing advocate with 45+ completed affordable housing transactions, including manufactured homes, across North Mississippi.

Call 662.321.1585 Text Kaspar Email Get pre-qualified

Zero down may be possible

This home sits in a USDA-eligible area. Final approval depends on the property and your household income.

Est. principal & interest

$912/mo

Rate %Term

What this estimate means

Principal & interest (P&I) is just the part of your payment that repays the loan and its interest.
Example terms: $132,000 price, $0 down, 1% USDA guarantee fee added to the loan ($133,320 borrowed), 7.28% fixed for 30 years, 360 payments of $912.
The default rate is the national 30-year average from Freddie Mac for the week of 2026-10-01. It is an interest rate, not an APR. Your APR and rate depend on your credit, the lender and fees.
Not included: property taxes, homeowners insurance, the annual USDA fee (about 0.35% of the loan per year), and any flood insurance or HOA dues. Your full monthly payment will be higher.
This is an example for comparison only. It is not a loan offer or approval. Your lender must give you an official Loan Estimate within 3 business days of applying.

Call Kaspar · 662.321.1585 Email kaspar@kw.com

Kaspar Caldwell, REALTOR®, License # S-62291 · Keller Williams, 2185 Hutchinson St, Tupelo, MS 38801