$129,000

10890 MS 5

Ashland, MS 38603 · Benton County

Bedrooms: 3
Bathrooms: 1.5
Sq ft: 1,186
Year built: 1983
Lot: 1 acres
Listed: 2026-06-20

About this home

Great starter home in quiet country setting just outside Ashland, MS. 3 bedrooms, 1.5 bathrooms, attached carport on a beautiful one acre lot. Needs minor repairs and or upgrades, but, mostly move in ready. Being sold as is with a possibility of purchasing an additional 13 acres at $4000 per acre with lots of road frontage. Home has free standing natural gas heaters and window air conditioning. Includes stove, refrigerator and dryer. See to appreciate.

Quick answers about 10890 MS 5

How much is it?: Listed at $129,000 (about $109 per sq ft) as of 2026-10-08.
Is it in a USDA-eligible area?: Yes. ZIP 38603 in Benton County is outside the areas USDA excludes, so qualified buyers may be able to buy with $0 down. The home and your household income still have to qualify.
Who can show me this home?: Kaspar Caldwell, REALTOR® with Keller Williams, can set up a tour and help you make an offer. Call 662.321.1585.

Your agent for this home

Kaspar Caldwell, REALTOR®

Keller Williams · License # S-62291. Affordable housing advocate with 45+ completed affordable housing transactions, including manufactured homes, across North Mississippi.

Call 662.321.1585 Text Kaspar Email Get pre-qualified

Zero down may be possible

This home sits in a USDA-eligible area. Final approval depends on the property and your household income.

Est. principal & interest

$891/mo

Rate %Term

What this estimate means

Principal & interest (P&I) is just the part of your payment that repays the loan and its interest.
Example terms: $129,000 price, $0 down, 1% USDA guarantee fee added to the loan ($130,290 borrowed), 7.28% fixed for 30 years, 360 payments of $891.
The default rate is the national 30-year average from Freddie Mac for the week of 2026-10-01. It is an interest rate, not an APR. Your APR and rate depend on your credit, the lender and fees.
Not included: property taxes, homeowners insurance, the annual USDA fee (about 0.35% of the loan per year), and any flood insurance or HOA dues. Your full monthly payment will be higher.
This is an example for comparison only. It is not a loan offer or approval. Your lender must give you an official Loan Estimate within 3 business days of applying.

Listing courtesy of
1St Rate Real Estate & Land Co., Llc

Call Kaspar · 662.321.1585 Email kaspar@kw.com

Kaspar Caldwell, REALTOR®, License # S-62291 · Keller Williams, 2185 Hutchinson St, Tupelo, MS 38801