How to find the perfect home to retire in
By Kaspar Caldwell, REALTOR® · Reviewed
A practical checklist for choosing a retirement home in North Mississippi: layout, accessibility, maintenance, costs and location.
Short answer
The perfect retirement home is easy to live in for decades: single-level, low upkeep, affordable to own and close to the people and services you rely on.
Key takeaways
- Plan for 20 years, not 2.
- Lower upkeep beats more space.
- Budget for taxes, insurance and repairs.
Retirement home checklist
- No-step entry or easy ramp option
- Bedroom and full bath on the main level
- Wide hallways and doorways
- Newer roof and HVAC
- Small, manageable yard
- Garage or covered parking
- Distance to hospital, pharmacy and church
- Internet and cell coverage
- Low property taxes
- Flood zone check
Downsizing tips
Sell before you buy if you need your equity, and measure furniture before moving into a smaller space.
Frequently asked questions
Should I buy land in retirement?
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Only if you want the upkeep. A small lot near town is usually easier.