Your family's first home in Lafayette County
By Kaspar Caldwell, REALTOR® · Reviewed
How to buy your family's first home in Lafayette County, Mississippi: what homes cost, $0 down options, local perks and real 3+ bedroom homes for sale now.
Short answer
5 homes with 3 or more bedrooms were for sale in USDA-eligible parts of Lafayette County as of October 8, 2026. Most of the county is USDA-eligible, so qualified buyers may put $0 down. A local REALTOR® like Kaspar Caldwell can set up tours and connect you with a lending partner.
Key takeaways
- 5 homes with 3 or more bedrooms were for sale in USDA-eligible parts of Lafayette County as of October 8, 2026.
- Home to Oxford and the University of Mississippi.
- Sardis Lake is close by for camping and boating.
Why buyers look at Lafayette County
- Home to Oxford and the University of Mississippi.
- Sardis Lake is close by for camping and boating.
- Rural areas outside Oxford can offer more land for the money.
What to look for
- 3+ bedrooms and 2 bathrooms if you can
- A usable, well-drained yard
- Commute time to work
- Septic or sewer, and well or city water
- Roof and HVAC age
Getting started
Get pre-qualified, pick your must-haves, and tour the best matches the same week. Kaspar Caldwell, REALTOR®, can handle tours, offers and negotiating seller help with closing costs.
Example homes for sale in Lafayette County
$55,000
526 Highway 310
Como · 3 bd · 2 ba · 1,232 sqft
$144,900
27 County Road 256
Etta · 4 bd · 2.5 ba · 2,368 sqft
$150,000
51 Business 7 N
Abbeville · 3 bd · 2 ba · 1,362 sqft
$249,900
93 County Road 374
Water Valley · 4 bd · 2 ba · 2,560 sqft
$320,000
313 County Road 1017
Abbeville · 5 bd · 2 ba · 2,500 sqft
Listed by various brokerages. Verified for sale October 7, 2026; availability changes daily.
Frequently asked questions
Can we buy in Lafayette County with $0 down?
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Yes in eligible areas, if your household qualifies.
How many 3-bedroom homes are for sale in Lafayette County?
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5 homes with 3 or more bedrooms were for sale in USDA-eligible parts of Lafayette County as of October 8, 2026.