Retiring in Lowndes County, Mississippi
By Kaspar Caldwell, REALTOR® · Reviewed
Thinking of retiring in Lowndes County, Mississippi? Local perks, home prices, what to look for in a retirement home and real homes under $250k for sale now.
Short answer
Lowndes County offers columbus is home to Columbus Air Force Base and Mississippi University for Women, plus affordable homes (3 homes with 3 or fewer bedrooms under $250,000 were listed in USDA-eligible areas as of October 8, 2026). Mississippi also exempts qualified retirement income from state income tax.
Key takeaways
- Columbus is home to Columbus Air Force Base and Mississippi University for Women.
- The Tennessee-Tombigbee Waterway runs alongside the city.
- Columbus city limits aren't USDA-eligible; surrounding areas often are.
- Look for single-level homes with low-maintenance lots.
Local perks in Lowndes County
- Columbus is home to Columbus Air Force Base and Mississippi University for Women.
- The Tennessee-Tombigbee Waterway runs alongside the city.
- Columbus city limits aren't USDA-eligible; surrounding areas often are.
Retirement home checklist
- Single-level layout
- Bedroom and full bath on the main floor
- Small, easy yard
- Newer roof and HVAC
- Short drive to medical care
How Kaspar helps
Kaspar Caldwell, REALTOR®, helps retirees and downsizers buy in Lowndes County and sell their current home, with honest guidance on price, condition and timing.
Example homes for sale in Lowndes County
$75,000
91 Whitfield St
Artesia · 3 bd · 2 ba · 2,129 sqft
$210,000
58 Gaila St
Caledonia · 3 bd · 1.5 ba · 1,511 sqft
$248,500
368 Martin Rd
Caledonia · 3 bd · 2 ba · 1,420 sqft
Listed by various brokerages. Verified for sale October 7, 2026; availability changes daily.
Frequently asked questions
Are homes in Lowndes County affordable for retirees?
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Yes, 3 homes with 3 or fewer bedrooms were listed under $250,000 in USDA-eligible areas as of October 8, 2026.
Can retirees use USDA?
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Yes, with qualifying income such as Social Security or pensions, in an eligible area.