Retiring in Monroe County, Mississippi
By Kaspar Caldwell, REALTOR® · Reviewed
Thinking of retiring in Monroe County, Mississippi? Local perks, home prices, what to look for in a retirement home and real homes under $250k for sale now.
Short answer
Monroe County offers aberdeen and Amory sit along the Tennessee-Tombigbee Waterway, plus affordable homes (60 homes with 3 or fewer bedrooms under $250,000 were listed in USDA-eligible areas as of October 8, 2026). Mississippi also exempts qualified retirement income from state income tax.
Key takeaways
- Aberdeen and Amory sit along the Tennessee-Tombigbee Waterway.
- Historic downtowns and rural land for those wanting room to spread out.
- Look for single-level homes with low-maintenance lots.
Local perks in Monroe County
- Aberdeen and Amory sit along the Tennessee-Tombigbee Waterway.
- Historic downtowns and rural land for those wanting room to spread out.
Retirement home checklist
- Single-level layout
- Bedroom and full bath on the main floor
- Small, easy yard
- Newer roof and HVAC
- Short drive to medical care
How Kaspar helps
Kaspar Caldwell, REALTOR®, helps retirees and downsizers buy in Monroe County and sell their current home, with honest guidance on price, condition and timing.
Example homes for sale in Monroe County
$42,000
401 6th Ave N
Amory · 3 bd · 1 ba · 1,541 sqft
$49,900
507 McWhirter St
Amory · 2 bd · 1 ba · 999 sqft
$54,500
509 S 7th St
Amory · 2 bd · 1 ba · 944 sqft
$55,000
111 Highland Ave
Aberdeen · 3 bd · 1.5 ba · 1,468 sqft
$59,000
205 Burnett St
Aberdeen · 3 bd · 2 ba · 1,972 sqft
$63,500
404 Evergreen Dr
Aberdeen · 3 bd · 2 ba · 1,254 sqft
Listed by various brokerages. Verified for sale October 7, 2026; availability changes daily.
Frequently asked questions
Are homes in Monroe County affordable for retirees?
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Yes, 60 homes with 3 or fewer bedrooms were listed under $250,000 in USDA-eligible areas as of October 8, 2026.
Can retirees use USDA?
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Yes, with qualifying income such as Social Security or pensions, in an eligible area.