Retiring in Union County, Mississippi
By Kaspar Caldwell, REALTOR® · Reviewed
Thinking of retiring in Union County, Mississippi? Local perks, home prices, what to look for in a retirement home and real homes under $250k for sale now.
Short answer
Union County offers new Albany is the birthplace of William Faulkner and the start of the Tanglefoot Trail, plus affordable homes (21 homes with 3 or fewer bedrooms under $250,000 were listed in USDA-eligible areas as of October 8, 2026). Mississippi also exempts qualified retirement income from state income tax.
Key takeaways
- New Albany is the birthplace of William Faulkner and the start of the Tanglefoot Trail.
- Toyota's Mississippi plant at Blue Springs is a major employer.
- Tupelo is a short drive east.
- Look for single-level homes with low-maintenance lots.
Local perks in Union County
- New Albany is the birthplace of William Faulkner and the start of the Tanglefoot Trail.
- Toyota's Mississippi plant at Blue Springs is a major employer.
- Tupelo is a short drive east.
Retirement home checklist
- Single-level layout
- Bedroom and full bath on the main floor
- Small, easy yard
- Newer roof and HVAC
- Short drive to medical care
How Kaspar helps
Kaspar Caldwell, REALTOR®, helps retirees and downsizers buy in Union County and sell their current home, with honest guidance on price, condition and timing.
Example homes for sale in Union County

$20,000
1065 Sandy Creek Dr
Hickory Flat · 1 bd · 1 ba · 375 sqft

$59,900
211 E Main St
New Albany · 3 bd · 2.5 ba · 2,826 sqft

$72,900
1055 County Road 222
Blue Springs · 3 bd · 2 ba · 1,216 sqft

$109,000
1185 Highway 355
Etta · 2 bd · 1 ba · 784 sqft

$110,000
1447 County Road 278
Blue Springs · 2 bd · 1 ba · 1,152 sqft

$124,900
1025 County Road 26
Myrtle · 2 bd · 1 ba · 1,470 sqft
Listed by various brokerages. Verified for sale October 7, 2026; availability changes daily.
Frequently asked questions
Are homes in Union County affordable for retirees?
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Yes, 21 homes with 3 or fewer bedrooms were listed under $250,000 in USDA-eligible areas as of October 8, 2026.
Can retirees use USDA?
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Yes, with qualifying income such as Social Security or pensions, in an eligible area.