Zero down homes in Byhalia, Mississippi
By Kaspar Caldwell, REALTOR® · Reviewed
USDA guaranteed loans let qualified buyers purchase in eligible areas like Byhalia with $0 down. 55 homes in USDA-eligible areas in Byhalia were verified for sale on October 8, 2026, with a median list price of $281,990.
How Kaspar helps you in Byhalia
- Checks whether a home's address is in a USDA-eligible area before you fall in love with it
- Connects you with a USDA-approved lending partner for pre-qualification
- Finds homes likely to pass the USDA appraisal (safe, sound, sanitary)
- Negotiates seller help with closing costs when possible
Homes for sale in Byhalia
- Homes listed
- 55
- Median list price
- $281,990
- Median $/sq ft
- $179
- Median days listed
- 28
Source: listings verified for sale on October 8, 2026.
$59,900
16 2nd St
Byhalia · 1 bd · 1 ba · 1,400 sqft
$69,999
454 Young Rd
Byhalia · 3 bd · 1 ba · 1,280 sqft
$99,000
63 Green Park Dr
Byhalia · 1 bd · 2 ba · 65,340 sqft
$100,000
159 Croft Rd
Byhalia · 3 bd · 2 ba · 1,250 sqft
$147,000
150 Stonewall Rd
Byhalia · 4 bd · 2 ba · 1,843 sqft
$149,900
315 Young Rd
Byhalia · 2 bd · 2 ba · 840 sqft
$199,000
1024 French Rd
Byhalia · 5 bd · 3.5 ba · 2,700 sqft
$210,000
196 Lenzi Rd
Byhalia · 2 bd · 1 ba · 832 sqft
$213,500
552 Bennett Cir
Byhalia · 3 bd · 2 ba · 1,512 sqft
$235,000
2 Valley View Rd
Byhalia · 3 bd · 2 ba · 1,120 sqft
Common questions
Who qualifies for a USDA loan?
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Household income must be at or below the county limit, the home must be in an eligible area and be your primary residence, and lenders usually look for a credit score around 640 and steady income. Self-employed or 1099 buyers typically need 2 years of filed tax returns.
Is a USDA loan really $0 down?
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There is no down payment, but there is a 1% upfront guarantee fee (it can be financed), an annual fee paid monthly, and closing costs, which sellers sometimes help with.
How do I check if a Byhalia home is eligible?
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Enter the address in the USDA eligibility map, or send it to Kaspar and he'll check it for you.