FHA loans for Tupelo homes
By Kaspar Caldwell, REALTOR® · Reviewed
79 homes in USDA-eligible areas in Tupelo were verified for sale on October 8, 2026, with a median list price of $229,000.
How Kaspar helps you in Tupelo
- Shows you homes inside Tupelo that fit an FHA budget
- Compares FHA in the city with $0 down USDA homes nearby
- Connects you with a lending partner to pre-qualify
- Watches for homes likely to pass the FHA appraisal
Homes for sale in Tupelo
- Homes listed
- 79
- Median list price
- $229,000
- Median $/sq ft
- $140
- Median days listed
- 55
Source: listings verified for sale on October 8, 2026.
$49,900
323 Old Highway 45
Shannon · 2 bd · 1 ba · 720 sqft
$64,900
1387 State Park Rd
Mooreville · 2 bd · 1 ba · 760 sqft
$89,900
215 S 3rd St
Baldwyn · 4 bd · 3.5 ba · 2,328 sqft
$95,000
128 Drive 1367
Guntown · 2 bd · 1 ba · 960 sqft
$97,500
119 Elm St
Plantersville · 2 bd · 1 ba · 732 sqft
$100,000
459 Road 1199
Plantersville · 3 bd · 1 ba · 1,152 sqft
$109,000
105 Meadowbrook St
Plantersville · 2 bd · 2 ba · 1,422 sqft
$114,900
108 Rogers Dr
Nettleton · 3 bd · 1 ba · 1,050 sqft
$118,000
150 Aldridge Dr
Mooreville · 3 bd · 2 ba · 1,431 sqft
$129,000
117 County Road 506
Shannon · 3 bd · 2 ba · 1,600 sqft
Common questions
How much down is an FHA loan?
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3.5% of the price for credit scores of 580 or higher. FHA also has upfront and monthly mortgage insurance.
Can I use USDA inside Tupelo?
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No. Tupelo city limits are not USDA-eligible. Nearby towns often are.