Zero down homes in Louisville, Mississippi
By Kaspar Caldwell, REALTOR® · Reviewed
USDA guaranteed loans let qualified buyers purchase in eligible areas like Louisville with $0 down. 30 homes in USDA-eligible areas in Louisville were verified for sale on October 8, 2026, with a median list price of $148,950.
How Kaspar helps you in Louisville
- Checks whether a home's address is in a USDA-eligible area before you fall in love with it
- Connects you with a USDA-approved lending partner for pre-qualification
- Finds homes likely to pass the USDA appraisal (safe, sound, sanitary)
- Negotiates seller help with closing costs when possible
Homes for sale in Louisville
- Homes listed
- 30
- Median list price
- $148,950
- Median $/sq ft
- $93
- Median days listed
- 114.5
Source: listings verified for sale on October 8, 2026.
$17,500
20899 MS 14
Louisville · 2 bd · 1 ba · 1,148 sqft
$27,200
16789 MS 490
Louisville · 3 bd · 2 ba · 1,152 sqft
$40,000
343 N Hight Ave
Louisville · 3 bd · 2 ba · 1,675 sqft
$59,000
210 N Columbus Ave
Louisville · 4 bd · 3 ba · 3,683 sqft
$75,000
202 N Spring Ave
Louisville · 4 bd · 2 ba · 1,934 sqft
$85,000
14865 MS 397
Louisville · 3 bd · 1.5 ba · 1,600 sqft
$88,000
6095 Young Crossing Rd
Louisville · 3 bd · 1 ba · 936 sqft
$89,000
6535 MS 14
Louisville · 3 bd · 2 ba · 1,680 sqft
$95,000
411 N Water Ave
Louisville · 3 bd · 1 ba · 1,178 sqft
$110,000
794 S Columbus Ave
Louisville · 3 bd · 2 ba · 1,610 sqft
Common questions
Who qualifies for a USDA loan?
+
Household income must be at or below the county limit, the home must be in an eligible area and be your primary residence, and lenders usually look for a credit score around 640 and steady income. Self-employed or 1099 buyers typically need 2 years of filed tax returns.
Is a USDA loan really $0 down?
+
There is no down payment, but there is a 1% upfront guarantee fee (it can be financed), an annual fee paid monthly, and closing costs, which sellers sometimes help with.
How do I check if a Louisville home is eligible?
+
Enter the address in the USDA eligibility map, or send it to Kaspar and he'll check it for you.