Zero down homes in Mathiston, Mississippi
By Kaspar Caldwell, REALTOR® · Reviewed
USDA guaranteed loans let qualified buyers purchase in eligible areas like Mathiston with $0 down. 8 homes in USDA-eligible areas in Mathiston were verified for sale on October 8, 2026, with a median list price of $228,750.
How Kaspar helps you in Mathiston
- Checks whether a home's address is in a USDA-eligible area before you fall in love with it
- Connects you with a USDA-approved lending partner for pre-qualification
- Finds homes likely to pass the USDA appraisal (safe, sound, sanitary)
- Negotiates seller help with closing costs when possible
Homes for sale in Mathiston
- Homes listed
- 8
- Median list price
- $228,750
- Median $/sq ft
- $140
- Median days listed
- 85.5
Source: listings verified for sale on October 8, 2026.
$164,999
495 MS Highway 403
Mathiston · 3 bd · 1 ba · 1,322 sqft
$169,900
68 McKee St
Mathiston · 3 bd · 2 ba · 1,185 sqft
$195,000
661 N Natchez Trace Rd
Mathiston · 2 bd · 1 ba · 1,275 sqft
$217,500
18290 U S Highway 82
Mathiston · 4 bd · 2 ba · 1,914 sqft
$240,000
99 Shine Jewel Rd
Mathiston · 5 bd · 2 ba · 2,084 sqft
$242,500
4321 Reed Rd
Mathiston · 3 bd · 2 ba · 1,752 sqft
$269,900
357 Church St
Mathiston · 3 bd · 2 ba · 1,908 sqft
$325,000
990 Nason Rd
Mathiston · 3 bd · 2 ba · 2,064 sqft
Common questions
Who qualifies for a USDA loan?
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Household income must be at or below the county limit, the home must be in an eligible area and be your primary residence, and lenders usually look for a credit score around 640 and steady income. Self-employed or 1099 buyers typically need 2 years of filed tax returns.
Is a USDA loan really $0 down?
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There is no down payment, but there is a 1% upfront guarantee fee (it can be financed), an annual fee paid monthly, and closing costs, which sellers sometimes help with.
How do I check if a Mathiston home is eligible?
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Enter the address in the USDA eligibility map, or send it to Kaspar and he'll check it for you.