Own for what you rent in Prentiss County
By Kaspar Caldwell, REALTOR® · Reviewed
If you're renting in Booneville or anywhere in Prentiss County, your monthly rent might already be close to a mortgage payment. Here's an honest way to check, using real homes for sale today.
42
USDA-eligible homes for sale in Prentiss County
17
with est. principal & interest at or under $1,000/mo
$162,400
median list price (24 homes at or under $1,200/mo P&I)
From listings verified October 8, 2026. Payments use 7.28% (FRED weekly average, 2026-10-01), 30 years, $0 down, 1% USDA fee financed. Taxes, insurance and the USDA annual fee are not included.
Step 1
What do you pay in rent?
If $850/mo goes to principal & interest, at 7.28% for 30 years with $0 down and the 1% USDA fee financed, that's roughly a home price of
$123,000
Estimate only, not a loan offer or approval. Your actual rate, payment and price range depend on your credit, income and lender.
Step 2
10 homes for sale in Prentiss County at or under $123,000
$109,900
202 Davis St
Booneville · 3 bd · 2 ba · 2,052 sqft
$104,000
109 Oak Dr
Booneville · 3 bd · 2 ba · 1,700 sqft
$99,500
295 MS 371
Marietta · 2 bd · 1 ba · 889 sqft
$95,000
57 County Road 1280
Booneville · 4 bd · 2 ba · 1,904 sqft
$88,950
29 County Road 2360
Tishomingo · 3 bd · 2 ba · 1,568 sqft
$80,000
202B McClamroch Dr
Booneville · 2 bd · 2 ba · 1,741 sqft
$64,999
455 MS 30
Baldwyn · 2 bd · 1 ba · 960 sqft
$58,000
98 County Road 1271
Booneville · 2 bd · 1 ba · 728 sqft
Step 3
Get your own-for-what-you-rent plan from Kaspar
Kaspar will go over what you can likely afford, connect you with a USDA lender for pre-qualification, and send homes in Prentiss County that fit. No cost to talk.
What "own for what you rent" really means
With a USDA loan, qualified buyers in eligible parts of Prentiss County can finance the full price, so the big hurdle of saving a down payment goes away. At 7.28%, every $1,000 of monthly principal and interest covers a home price of about $144,000.
Owning still costs more than the loan payment. Plan for property taxes, homeowners insurance, the USDA annual fee, closing costs (which a seller can sometimes help pay) and repairs. Household income has to fall under USDA limits for your county, and most lenders look for a credit score around 640.
The quickest way to know for sure: get pre-qualified, then let Kaspar line up showings on homes that fit the number your lender gives you.
More in Prentiss County: all homes for sale · how $0 down loans work