Zero down homes in Senatobia, Mississippi
By Kaspar Caldwell, REALTOR® · Reviewed
USDA guaranteed loans let qualified buyers purchase in eligible areas like Senatobia with $0 down. 20 homes in USDA-eligible areas in Senatobia were verified for sale on October 8, 2026, with a median list price of $242,450.
How Kaspar helps you in Senatobia
- Checks whether a home's address is in a USDA-eligible area before you fall in love with it
- Connects you with a USDA-approved lending partner for pre-qualification
- Finds homes likely to pass the USDA appraisal (safe, sound, sanitary)
- Negotiates seller help with closing costs when possible
Homes for sale in Senatobia
- Homes listed
- 20
- Median list price
- $242,450
- Median $/sq ft
- $151
- Median days listed
- 51.5
Source: listings verified for sale on October 8, 2026.
$119,900
1513L R L Rd
Senatobia · 3 bd · 1 ba · 1,065 sqft
$120,000
234 Senatobia Dr
Senatobia · 1 bd · 1 ba · 600 sqft
$139,900
303 Crawford St
Senatobia · 2 bd · 1 ba · 848 sqft
$210,000
236 Brownsferry Rd
Senatobia · 3 bd · 1.5 ba · 1,140 sqft
$210,000
208 Camille St
Senatobia · 3 bd · 1.5 ba · 1,232 sqft
$215,000
101 Beech Ct
Senatobia · 4 bd · 2 ba · 1,560 sqft
$216,500
110 Country Meadow Dr
Senatobia · 4 bd · 2 ba · 1,395 sqft
$220,000
210 Porter St
Senatobia · 4 bd · 2.5 ba · 2,247 sqft
$229,000
105 Southern Ave
Senatobia · 4 bd · 1.5 ba · 1,830 sqft
$234,900
108 Camille St
Senatobia · 3 bd · 2 ba · 1,340 sqft
Common questions
Who qualifies for a USDA loan?
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Household income must be at or below the county limit, the home must be in an eligible area and be your primary residence, and lenders usually look for a credit score around 640 and steady income. Self-employed or 1099 buyers typically need 2 years of filed tax returns.
Is a USDA loan really $0 down?
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There is no down payment, but there is a 1% upfront guarantee fee (it can be financed), an annual fee paid monthly, and closing costs, which sellers sometimes help with.
How do I check if a Senatobia home is eligible?
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Enter the address in the USDA eligibility map, or send it to Kaspar and he'll check it for you.