Zero down homes in Shannon, Mississippi
By Kaspar Caldwell, REALTOR® · Reviewed
USDA guaranteed loans let qualified buyers purchase in eligible areas like Shannon with $0 down. 9 homes in USDA-eligible areas in Shannon were verified for sale on October 8, 2026, with a median list price of $240,000.
How Kaspar helps you in Shannon
- Checks whether a home's address is in a USDA-eligible area before you fall in love with it
- Connects you with a USDA-approved lending partner for pre-qualification
- Finds homes likely to pass the USDA appraisal (safe, sound, sanitary)
- Negotiates seller help with closing costs when possible
Homes for sale in Shannon
- Homes listed
- 9
- Median list price
- $240,000
- Median $/sq ft
- $158
- Median days listed
- 37
Source: listings verified for sale on October 8, 2026.
$49,900
323 Old Highway 45
Shannon · 2 bd · 1 ba · 720 sqft
$129,000
117 County Road 506
Shannon · 3 bd · 2 ba · 1,600 sqft
$209,900
141 Simmons Dr
Shannon · 3 bd · 2 ba · 1,157 sqft
$219,900
6346 Noah Curtis St
Shannon · 3 bd · 2 ba · 1,778 sqft
$240,000
475 County Road 54
Shannon · 3 bd · 2 ba · 1,516 sqft
$264,950
111 Road 113
Shannon · 3 bd · 2 ba · 1,577 sqft
$265,000
234 County Road 530
Shannon · 3 bd · 2 ba · 1,482 sqft
$299,000
128 County Road 771
Shannon · 3 bd · 2 ba · 1,656 sqft
$310,000
162 Shannon Ave
Shannon · 4 bd · 2.5 ba · 2,570 sqft
Common questions
Who qualifies for a USDA loan?
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Household income must be at or below the county limit, the home must be in an eligible area and be your primary residence, and lenders usually look for a credit score around 640 and steady income. Self-employed or 1099 buyers typically need 2 years of filed tax returns.
Is a USDA loan really $0 down?
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There is no down payment, but there is a 1% upfront guarantee fee (it can be financed), an annual fee paid monthly, and closing costs, which sellers sometimes help with.
How do I check if a Shannon home is eligible?
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Enter the address in the USDA eligibility map, or send it to Kaspar and he'll check it for you.