Zero down homes in Thaxton, Mississippi
By Kaspar Caldwell, REALTOR® · Reviewed
USDA guaranteed loans let qualified buyers purchase in eligible areas like Thaxton with $0 down. 8 homes in USDA-eligible areas in Thaxton were verified for sale on October 8, 2026, with a median list price of $255,000.
How Kaspar helps you in Thaxton
- Checks whether a home's address is in a USDA-eligible area before you fall in love with it
- Connects you with a USDA-approved lending partner for pre-qualification
- Finds homes likely to pass the USDA appraisal (safe, sound, sanitary)
- Negotiates seller help with closing costs when possible
Homes for sale in Thaxton
- Homes listed
- 8
- Median list price
- $255,000
- Median $/sq ft
- $173
- Median days listed
- 74
Source: listings verified for sale on October 8, 2026.
$185,000
1251 Coleman Rd
Thaxton · 3 bd · 2 ba · 1,280 sqft
$189,900
2040 Benjamin Rd
Thaxton · 3 bd · 2 ba · 1,623 sqft
$249,900
70 Thaxton Hills Dr
Thaxton · 3 bd · 2 ba · 1,447 sqft
$255,000
120 Thaxton Hills Dr
Thaxton · 3 bd · 2 ba · 1,315 sqft
$255,000
90 Thaxton Hills Dr
Thaxton · 3 bd · 2 ba · 1,464 sqft
$269,900
115 Thaxton Hills Dr
Thaxton · 3 bd · 2 ba · 1,570 sqft
$293,000
230 Thaxton Hills Dr
Thaxton · 3 bd · 2 ba · 1,508 sqft
$303,000
170 Thaxton Hills Dr
Thaxton · 3 bd · 2 ba · 1,600 sqft
Common questions
Who qualifies for a USDA loan?
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Household income must be at or below the county limit, the home must be in an eligible area and be your primary residence, and lenders usually look for a credit score around 640 and steady income. Self-employed or 1099 buyers typically need 2 years of filed tax returns.
Is a USDA loan really $0 down?
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There is no down payment, but there is a 1% upfront guarantee fee (it can be financed), an annual fee paid monthly, and closing costs, which sellers sometimes help with.
How do I check if a Thaxton home is eligible?
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Enter the address in the USDA eligibility map, or send it to Kaspar and he'll check it for you.