USDA loans in Caledonia, MS
By Kaspar Caldwell, REALTOR® · Reviewed
USDA guaranteed loans let qualified buyers purchase in eligible areas like Caledonia with $0 down. 10 homes in USDA-eligible areas in Caledonia were verified for sale on October 8, 2026, with a median list price of $267,300.
How Kaspar helps you in Caledonia
- Checks whether a home's address is in a USDA-eligible area before you fall in love with it
- Connects you with a USDA-approved lending partner for pre-qualification
- Finds homes likely to pass the USDA appraisal (safe, sound, sanitary)
- Negotiates seller help with closing costs when possible
Homes for sale in Caledonia
- Homes listed
- 10
- Median list price
- $267,300
- Median $/sq ft
- $133
- Median days listed
- 79
Source: listings verified for sale on October 8, 2026.
$139,900
50052 Priestville Rd
Caledonia · 3 bd · 2 ba · 1,456 sqft
$195,000
848 Cal Kolola Rd
Caledonia · 4 bd · 2 ba · 2,000 sqft
$210,000
58 Gaila St
Caledonia · 3 bd · 1.5 ba · 1,511 sqft
$248,500
368 Martin Rd
Caledonia · 3 bd · 2 ba · 1,420 sqft
$254,700
121 Duncan Rd
Caledonia · 3 bd · 2 ba · 1,756 sqft
$279,900
1505 Dale Rd
Caledonia · 3 bd · 2.5 ba · 2,200 sqft
$299,000
250 Lawrence St
Caledonia · 4 bd · 3 ba · 2,636 sqft
$310,000
373 S Smith Mill Rd
Caledonia · 4 bd · 3.5 ba · 3,200 sqft
$310,000
1056 Caledonia Steens Rd
Caledonia · 3 bd · 2 ba · 1,745 sqft
$323,900
144 Martin Rd
Caledonia · 4 bd · 3 ba · 1,959 sqft
Common questions
Who qualifies for a USDA loan?
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Household income must be at or below the county limit, the home must be in an eligible area and be your primary residence, and lenders usually look for a credit score around 640 and steady income. Self-employed or 1099 buyers typically need 2 years of filed tax returns.
Is a USDA loan really $0 down?
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There is no down payment, but there is a 1% upfront guarantee fee (it can be financed), an annual fee paid monthly, and closing costs, which sellers sometimes help with.
How do I check if a Caledonia home is eligible?
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Enter the address in the USDA eligibility map, or send it to Kaspar and he'll check it for you.