USDA loans in Calhoun City, MS
By Kaspar Caldwell, REALTOR® · Reviewed
USDA guaranteed loans let qualified buyers purchase in eligible areas like Calhoun City with $0 down. 14 homes in USDA-eligible areas in Calhoun City were verified for sale on October 8, 2026, with a median list price of $144,500.
How Kaspar helps you in Calhoun City
- Checks whether a home's address is in a USDA-eligible area before you fall in love with it
- Connects you with a USDA-approved lending partner for pre-qualification
- Finds homes likely to pass the USDA appraisal (safe, sound, sanitary)
- Negotiates seller help with closing costs when possible
Homes for sale in Calhoun City
- Homes listed
- 14
- Median list price
- $144,500
- Median $/sq ft
- $74
- Median days listed
- 49.5
Source: listings verified for sale on October 8, 2026.
$69,900
206 S Monroe St
Calhoun City · 3 bd · 2 ba · 1,957 sqft
$79,999
114 Moore St
Calhoun City · 2 bd · 1 ba · 1,089 sqft
$98,000
302 Aycock Ave
Calhoun City · 3 bd · 1 ba · 1,108 sqft
$125,000
404 N Washington St
Calhoun City · 2 bd · 1 ba · 1,060 sqft
$135,000
133 Young Ave
Calhoun City · 3 bd · 2 ba · 1,485 sqft
$138,000
310 N Monroe
Calhoun City · 3 bd · 2 ba · 2,042 sqft
$140,000
130 Rochelle Dr
Calhoun City · 3 bd · 2 ba · 1,996 sqft
$149,000
801 N Main St
Calhoun City · 3 bd · 2 ba · 2,627 sqft
$154,000
111 S Strong St
Calhoun City · 3 bd · 2 ba · 2,201 sqft
$159,900
116 Keeton St
Calhoun City · 4 bd · 2 ba · 1,953 sqft
Common questions
Who qualifies for a USDA loan?
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Household income must be at or below the county limit, the home must be in an eligible area and be your primary residence, and lenders usually look for a credit score around 640 and steady income. Self-employed or 1099 buyers typically need 2 years of filed tax returns.
Is a USDA loan really $0 down?
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There is no down payment, but there is a 1% upfront guarantee fee (it can be financed), an annual fee paid monthly, and closing costs, which sellers sometimes help with.
How do I check if a Calhoun City home is eligible?
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Enter the address in the USDA eligibility map, or send it to Kaspar and he'll check it for you.