USDA loans in Okolona, MS
By Kaspar Caldwell, REALTOR® · Reviewed
USDA guaranteed loans let qualified buyers purchase in eligible areas like Okolona with $0 down. 11 homes in USDA-eligible areas in Okolona were verified for sale on October 8, 2026, with a median list price of $117,500.
How Kaspar helps you in Okolona
- Checks whether a home's address is in a USDA-eligible area before you fall in love with it
- Connects you with a USDA-approved lending partner for pre-qualification
- Finds homes likely to pass the USDA appraisal (safe, sound, sanitary)
- Negotiates seller help with closing costs when possible
Homes for sale in Okolona
- Homes listed
- 11
- Median list price
- $117,500
- Median $/sq ft
- $84
- Median days listed
- 107
Source: listings verified for sale on October 8, 2026.
$59,000
304 Hillcrest St
Okolona · 2 bd · 1 ba · 912 sqft
$75,000
526 County Road 131
Okolona · 2 bd · 2 ba · 896 sqft
$94,000
103 W Main St
Okolona · 5 bd · 2 ba · 3,983 sqft
$95,000
402 E Main St
Okolona · 3 bd · 2 ba · 1,574 sqft
$100,000
208 E Wheeler Ave
Okolona · 3 bd · 1 ba · 1,008 sqft
$117,500
207 Murphy St
Okolona · 3 bd · 1 ba · 1,353 sqft
$119,900
207 Wheeler St
Okolona · 4 bd · 2 ba · 2,432 sqft
$158,500
318 Martin Luther King Dr
Okolona · 4 bd · 3.5 ba · 3,253 sqft
$174,900
607 Academy St
Okolona · 3 bd · 2 ba · 1,434 sqft
$179,000
104 N East St
Okolona · 4 bd · 2 ba · 1,808 sqft
Common questions
Who qualifies for a USDA loan?
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Household income must be at or below the county limit, the home must be in an eligible area and be your primary residence, and lenders usually look for a credit score around 640 and steady income. Self-employed or 1099 buyers typically need 2 years of filed tax returns.
Is a USDA loan really $0 down?
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There is no down payment, but there is a 1% upfront guarantee fee (it can be financed), an annual fee paid monthly, and closing costs, which sellers sometimes help with.
How do I check if a Okolona home is eligible?
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Enter the address in the USDA eligibility map, or send it to Kaspar and he'll check it for you.