USDA mortgage in Choctaw County, MS
By Kaspar Caldwell, REALTOR® · Reviewed
USDA guaranteed loans let qualified buyers purchase in eligible areas like Choctaw County with $0 down. 14 homes in USDA-eligible areas in Choctaw County were verified for sale on October 8, 2026, with a median list price of $169,500.
How Kaspar helps you in Choctaw County
- Checks whether a home's address is in a USDA-eligible area before you fall in love with it
- Connects you with a USDA-approved lending partner for pre-qualification
- Finds homes likely to pass the USDA appraisal (safe, sound, sanitary)
- Negotiates seller help with closing costs when possible
Homes for sale in Choctaw County
- Homes listed
- 14
- Median list price
- $169,500
- Median $/sq ft
- $106
- Median days listed
- 57.5
Source: listings verified for sale on October 8, 2026.
$75,000
3398 MS Highway 413
French Camp · 3 bd · 2 ba · 1,440 sqft
$120,000
6640 MS Highway 413
French Camp · 2 bd · 2 ba · 1,280 sqft
$125,000
2805 Penderville Rd
Weir · 3 bd · 1.5 ba · 1,273 sqft
$129,900
531 Main St
Weir · 2 bd · 1.5 ba · 1,034 sqft
$150,000
206 Marion Kelley Dr
Weir · 3 bd · 2 ba · 1,395 sqft
$165,000
6050 Highway 12 W
Ackerman · 3 bd · 1.5 ba · 1,805 sqft
$169,000
2380 Weir Salem Rd
Weir · 2 bd · 3 ba · 1,750 sqft
$170,000
156 E Church St
Ackerman · 3 bd · 2 ba · 1,900 sqft
$185,000
546 E Sides Ave
Ackerman · 3 bd · 2 ba · 1,261 sqft
$235,000
168 N Gaston St
Ackerman · 3 bd · 2 ba · 1,584 sqft
Common questions
Who qualifies for a USDA loan?
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Household income must be at or below the county limit, the home must be in an eligible area and be your primary residence, and lenders usually look for a credit score around 640 and steady income. Self-employed or 1099 buyers typically need 2 years of filed tax returns.
Is a USDA loan really $0 down?
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There is no down payment, but there is a 1% upfront guarantee fee (it can be financed), an annual fee paid monthly, and closing costs, which sellers sometimes help with.
How do I check if a Choctaw County home is eligible?
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Enter the address in the USDA eligibility map, or send it to Kaspar and he'll check it for you.