USDA mortgage in Grenada County, MS

By Kaspar Caldwell, REALTOR® · Reviewed

USDA guaranteed loans let qualified buyers purchase in eligible areas like Grenada County with $0 down. 48 homes in USDA-eligible areas in Grenada County were verified for sale on October 8, 2026, with a median list price of $165,000.

How Kaspar helps you in Grenada County

  • Checks whether a home's address is in a USDA-eligible area before you fall in love with it
  • Connects you with a USDA-approved lending partner for pre-qualification
  • Finds homes likely to pass the USDA appraisal (safe, sound, sanitary)
  • Negotiates seller help with closing costs when possible

Homes for sale in Grenada County

Homes listed
48
Median list price
$165,000
Median $/sq ft
$100
Median days listed
68.5

Source: listings verified for sale on October 8, 2026.

See all 48 homes

Common questions

Who qualifies for a USDA loan?

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Household income must be at or below the county limit, the home must be in an eligible area and be your primary residence, and lenders usually look for a credit score around 640 and steady income. Self-employed or 1099 buyers typically need 2 years of filed tax returns.

Is a USDA loan really $0 down?

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There is no down payment, but there is a 1% upfront guarantee fee (it can be financed), an annual fee paid monthly, and closing costs, which sellers sometimes help with.

How do I check if a Grenada County home is eligible?

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Enter the address in the USDA eligibility map, or send it to Kaspar and he'll check it for you.