USDA mortgage in Itawamba County, MS
By Kaspar Caldwell, REALTOR® · Reviewed
USDA guaranteed loans let qualified buyers purchase in eligible areas like Itawamba County with $0 down. 40 homes in USDA-eligible areas in Itawamba County were verified for sale on October 8, 2026, with a median list price of $207,400.
How Kaspar helps you in Itawamba County
- Checks whether a home's address is in a USDA-eligible area before you fall in love with it
- Connects you with a USDA-approved lending partner for pre-qualification
- Finds homes likely to pass the USDA appraisal (safe, sound, sanitary)
- Negotiates seller help with closing costs when possible
Homes for sale in Itawamba County
- Homes listed
- 40
- Median list price
- $207,400
- Median $/sq ft
- $121
- Median days listed
- 51
Source: listings verified for sale on October 8, 2026.
$89,900
710 Gilmore Chapel Rd
Marietta · 3 bd · 1 ba · 1,225 sqft
$89,900
871 Donivan Rd
Marietta · 3 bd · 1 ba · 1,275 sqft
$110,000
17438 Old Highway 25 N
Fulton · 3 bd · 1 ba · 1,472 sqft
$115,000
4755 New Chapel Rd
Nettleton · 3 bd · 2 ba · 1,490 sqft
$120,000
12 Howell Rd
Tremont · 3 bd · 1.5 ba · 1,714 sqft
$124,900
690 New Temple Rd SW
Fulton · 3 bd · 2 ba · 1,584 sqft
$129,000
42 David Dr
Iuka · 1 bd · 1 ba · 729 sqft
$129,900
7872 MS 178
Fulton · 2 bd · 1 ba · 1,600 sqft
$149,900
12400 MS 178
Tremont · 2 bd · 2 ba · 1,213 sqft
$149,900
119 Bankhead Rd
Tremont · 3 bd · 2 ba · 1,250 sqft
Common questions
Who qualifies for a USDA loan?
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Household income must be at or below the county limit, the home must be in an eligible area and be your primary residence, and lenders usually look for a credit score around 640 and steady income. Self-employed or 1099 buyers typically need 2 years of filed tax returns.
Is a USDA loan really $0 down?
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There is no down payment, but there is a 1% upfront guarantee fee (it can be financed), an annual fee paid monthly, and closing costs, which sellers sometimes help with.
How do I check if a Itawamba County home is eligible?
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Enter the address in the USDA eligibility map, or send it to Kaspar and he'll check it for you.