USDA mortgage in Panola County, MS
By Kaspar Caldwell, REALTOR® · Reviewed
USDA guaranteed loans let qualified buyers purchase in eligible areas like Panola County with $0 down. 62 homes in USDA-eligible areas in Panola County were verified for sale on October 8, 2026, with a median list price of $198,500.
How Kaspar helps you in Panola County
- Checks whether a home's address is in a USDA-eligible area before you fall in love with it
- Connects you with a USDA-approved lending partner for pre-qualification
- Finds homes likely to pass the USDA appraisal (safe, sound, sanitary)
- Negotiates seller help with closing costs when possible
Homes for sale in Panola County
- Homes listed
- 62
- Median list price
- $198,500
- Median $/sq ft
- $123
- Median days listed
- 67.5
Source: listings verified for sale on October 8, 2026.
$55,000
1611 King Rd
Sardis · 1 bd · 1 ba · 384 sqft
$60,000
233 Hays St
Batesville · 3 bd · 1 ba · 1,457 sqft
$74,000
1133 Ridgecrest Dr
Pope · 2 bd · 1 ba · 1,611 sqft
$75,000
312 Chrestman Cv
Batesville · 2 bd · 2 ba · 868 sqft
$75,000
215 South Ave E
Crenshaw · 3 bd · 1 ba · 1,656 sqft
$79,900
55 Carlisle Rd
Courtland · 2 bd · 1 ba · 1,058 sqft
$85,000
352 Coles Point Rd
Batesville · 2 bd · 1 ba · 1,020 sqft
$98,000
100 Wood St
Batesville · 5 bd · 2 ba · 2,392 sqft
$99,000
302 Armstrong St
Batesville · 3 bd · 2 ba · 1,731 sqft
$99,900
6352 Union Rd
Sardis · 3 bd · 1.5 ba · 1,290 sqft
Common questions
Who qualifies for a USDA loan?
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Household income must be at or below the county limit, the home must be in an eligible area and be your primary residence, and lenders usually look for a credit score around 640 and steady income. Self-employed or 1099 buyers typically need 2 years of filed tax returns.
Is a USDA loan really $0 down?
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There is no down payment, but there is a 1% upfront guarantee fee (it can be financed), an annual fee paid monthly, and closing costs, which sellers sometimes help with.
How do I check if a Panola County home is eligible?
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Enter the address in the USDA eligibility map, or send it to Kaspar and he'll check it for you.