USDA mortgage in Yalobusha County, MS
By Kaspar Caldwell, REALTOR® · Reviewed
USDA guaranteed loans let qualified buyers purchase in eligible areas like Yalobusha County with $0 down. 35 homes in USDA-eligible areas in Yalobusha County were verified for sale on October 8, 2026, with a median list price of $198,000.
How Kaspar helps you in Yalobusha County
- Checks whether a home's address is in a USDA-eligible area before you fall in love with it
- Connects you with a USDA-approved lending partner for pre-qualification
- Finds homes likely to pass the USDA appraisal (safe, sound, sanitary)
- Negotiates seller help with closing costs when possible
Homes for sale in Yalobusha County
- Homes listed
- 35
- Median list price
- $198,000
- Median $/sq ft
- $120
- Median days listed
- 57
Source: listings verified for sale on October 8, 2026.
$29,900
1208 Bergland St
Water Valley · 1 bd · 1 ba · 2,017 sqft
$39,000
4776 County Road 82
Coffeeville · 3 bd · 2 ba · 1,008 sqft
$85,000
550 County Road 463
Coffeeville · 2 bd · 1 ba · 700 sqft
$85,000
2203 County Road 169
Coffeeville · 3 bd · 1 ba · 938 sqft
$86,000
16700 Okahoma St
Coffeeville · 2 bd · 2 ba · 1,748 sqft
$91,000
7049 County Road 212
Coffeeville · 3 bd · 0 ba · 1,728 sqft
$98,500
75 Bailey Ave
Coffeeville · 3 bd · 2 ba · 1,564 sqft
$109,900
1320 Boyd St
Water Valley · 4 bd · 2 ba · 1,450 sqft
$129,000
11000 Highway 330 W
Coffeeville · 2 bd · 2.5 ba · 1,706 sqft
$129,900
462 County Road 117
Tillatoba · 3 bd · 2 ba · 1,456 sqft
Common questions
Who qualifies for a USDA loan?
+
Household income must be at or below the county limit, the home must be in an eligible area and be your primary residence, and lenders usually look for a credit score around 640 and steady income. Self-employed or 1099 buyers typically need 2 years of filed tax returns.
Is a USDA loan really $0 down?
+
There is no down payment, but there is a 1% upfront guarantee fee (it can be financed), an annual fee paid monthly, and closing costs, which sellers sometimes help with.
How do I check if a Yalobusha County home is eligible?
+
Enter the address in the USDA eligibility map, or send it to Kaspar and he'll check it for you.