Affordable homes in Pontotoc, MS
By Kaspar Caldwell, REALTOR® · Reviewed
36 homes in USDA-eligible areas in Pontotoc were verified for sale on October 8, 2026, with a median list price of $237,000.
How Kaspar helps you in Pontotoc
- Matches homes to your budget and monthly payment goal
- Explains $0 down USDA, FHA and other options plainly
- Sets up tours and connects you with a lending partner
- Negotiates and guides you to closing
Homes for sale in Pontotoc
- Homes listed
- 36
- Median list price
- $237,000
- Median $/sq ft
- $144
- Median days listed
- 39.5
Source: listings verified for sale on October 8, 2026.

$38,900
125 N College St
Pontotoc · 2 bd · 1 ba · 1,150 sqft

$115,000
1252 Wilson Chapel Rd
Pontotoc · 3 bd · 1 ba · 1,215 sqft

$120,000
142 N College St
Pontotoc · 2 bd · 1 ba · 924 sqft

$125,000
1113 New Salem Rd
Pontotoc · 3 bd · 2 ba · 1,200 sqft

$154,900
412 Coggins Loop
Pontotoc · 3 bd · 2 ba · 1,792 sqft

$155,000
3333 Highway 342 Rd
Pontotoc · 4 bd · 2 ba · 1,489 sqft

$164,500
830 Rowland Rd
Pontotoc · 3 bd · 2 ba · 1,152 sqft

$167,000
725 Rocky Ford Rd
Pontotoc · 2 bd · 2 ba · 824 sqft

$179,500
377 Pineridge Dr
Pontotoc · 2 bd · 1.5 ba · 1,222 sqft

$189,000
189 Nixon St
Pontotoc · 3 bd · 1.5 ba · 1,070 sqft

$195,000
2888 MS 334
Pontotoc · 4 bd · 2 ba · 1,976 sqft

$199,999
1884 E Veterans Hwy
Pontotoc · 3 bd · 1 ba · 1,268 sqft

$209,000
261 Lake Dr
Pontotoc · 3 bd · 2 ba · 1,208 sqft

$225,000
1364 Gilmer Rd S
Pontotoc · 2 bd · 2 ba · 1,600 sqft

$225,000
156 N Brooks St
Pontotoc · 4 bd · 2 ba · 1,840 sqft

$225,000
253 Shady Ln
Pontotoc · 4 bd · 2 ba · 1,310 sqft

$229,900
186 Wilson St
Pontotoc · 3 bd · 2 ba · 1,506 sqft

$235,000
156 McGregor Chapel Rd S
Pontotoc · 3 bd · 2 ba · 2,156 sqft

$239,000
301 N Main St
Pontotoc · 3 bd · 2 ba · 1,616 sqft

$250,000
535 Beulah Grove Rd
Pontotoc · 3 bd · 1 ba · 1,194 sqft

$254,900
435 W Reynolds St
Pontotoc · 3 bd · 2 ba · 1,485 sqft

$254,900
429 W Reynolds St
Pontotoc · 3 bd · 2 ba · 1,485 sqft

$259,900
1057 Rowland Rd
Pontotoc · 3 bd · 2 ba · 2,200 sqft

$260,000
968 Coopers Crossing
Pontotoc · 4 bd · 2 ba · 2,120 sqft

$260,000
304 Windbrook Cv
Pontotoc · 2 bd · 2.5 ba · 1,844 sqft

$267,000
333 Meadow Lark Dr
Pontotoc · 3 bd · 2 ba · 1,528 sqft

$275,000
183 Cottonwood Cv
Pontotoc · 3 bd · 2 ba · 1,683 sqft

$275,000
660 Prewitt Rd
Pontotoc · 4 bd · 2.5 ba · 2,354 sqft

$279,000
242 E Oxford St
Pontotoc · 3 bd · 2 ba · 1,800 sqft

$280,000
469 S Liberty St
Pontotoc · 3 bd · 2 ba · 1,650 sqft

$285,000
146 Hardin Cir
Pontotoc · 3 bd · 2 ba · 1,950 sqft

$289,900
696 Sehon Cir
Pontotoc · 4 bd · 2 ba · 2,100 sqft

$295,000
2591 Highway 345
Pontotoc · 3 bd · 2.5 ba · 2,252 sqft

$295,000
2881 Highway 9 N
Pontotoc · 3 bd · 2 ba · 2,016 sqft

$299,900
1196 Houpt Rd
Pontotoc · 5 bd · 0 ba · 2,940 sqft

$325,000
1460 Chapman Rd
Pontotoc · 3 bd · 3 ba · 1,898 sqft
Common questions
Can I buy with $0 down?
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In USDA-eligible areas, qualified buyers may. Kaspar can connect you with a lending partner to check.