Zero down homes in Belmont, Mississippi
By Kaspar Caldwell, REALTOR® · Reviewed
USDA guaranteed loans let qualified buyers purchase in eligible areas like Belmont with $0 down. 6 homes in USDA-eligible areas in Belmont were verified for sale on October 8, 2026, with a median list price of $167,500.
How Kaspar helps you in Belmont
- Checks whether a home's address is in a USDA-eligible area before you fall in love with it
- Connects you with a USDA-approved lending partner for pre-qualification
- Finds homes likely to pass the USDA appraisal (safe, sound, sanitary)
- Negotiates seller help with closing costs when possible
Homes for sale in Belmont
- Homes listed
- 6
- Median list price
- $167,500
- Median $/sq ft
- $111
- Median days listed
- 47
Source: listings verified for sale on October 8, 2026.
$99,900
1451B County Road 961
Belmont · 3 bd · 2 ba · 1,904 sqft
$135,000
15 Montgomery Dr
Belmont · 3 bd · 1 ba · 1,400 sqft
$150,000
26 Dickinson Rd
Belmont · 2 bd · 1 ba · 1,200 sqft
$185,000
15 Anthony St
Belmont · 3 bd · 2 ba · 1,300 sqft
$199,950
1 Woodmont Dr
Belmont · 3 bd · 1 ba · 1,421 sqft
$219,000
376 2nd St
Belmont · 9 bd · 2.5 ba · 3,800 sqft
Common questions
Who qualifies for a USDA loan?
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Household income must be at or below the county limit, the home must be in an eligible area and be your primary residence, and lenders usually look for a credit score around 640 and steady income. Self-employed or 1099 buyers typically need 2 years of filed tax returns.
Is a USDA loan really $0 down?
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There is no down payment, but there is a 1% upfront guarantee fee (it can be financed), an annual fee paid monthly, and closing costs, which sellers sometimes help with.
How do I check if a Belmont home is eligible?
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Enter the address in the USDA eligibility map, or send it to Kaspar and he'll check it for you.