Zero down homes in Iuka, Mississippi
By Kaspar Caldwell, REALTOR® · Reviewed
USDA guaranteed loans let qualified buyers purchase in eligible areas like Iuka with $0 down. 79 homes in USDA-eligible areas in Iuka were verified for sale on October 8, 2026, with a median list price of $219,000.
How Kaspar helps you in Iuka
- Checks whether a home's address is in a USDA-eligible area before you fall in love with it
- Connects you with a USDA-approved lending partner for pre-qualification
- Finds homes likely to pass the USDA appraisal (safe, sound, sanitary)
- Negotiates seller help with closing costs when possible
Homes for sale in Iuka
- Homes listed
- 79
- Median list price
- $219,000
- Median $/sq ft
- $144
- Median days listed
- 99
Source: listings verified for sale on October 8, 2026.
$62,000
201 County Road 255
Iuka · 3 bd · 1.5 ba · 1,224 sqft
$80,000
200 N Aberdeen St
Iuka · 3 bd · 1.5 ba · 1,260 sqft
$115,000
35 County Road 341 Rd
Iuka · 2 bd · 1 ba · 720 sqft
$119,500
17 County Road 461
Iuka · 2 bd · 1.5 ba · 921 sqft
$129,000
42 David Dr
Iuka · 1 bd · 1 ba · 729 sqft
$139,000
20 Tamara Trl
Iuka · 2 bd · 1.5 ba · 997 sqft
$139,900
592 County Road 989
Iuka · 3 bd · 1 ba · 1,200 sqft
$144,900
3154 MS 25
Iuka · 2 bd · 1.5 ba · 2,292 sqft
$144,900
3154 Highway 25
Iuka · 2 bd · 1.5 ba · 1,300 sqft
$149,000
2764 Stateline Rd
Iuka · 2 bd · 1 ba · 650 sqft
Common questions
Who qualifies for a USDA loan?
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Household income must be at or below the county limit, the home must be in an eligible area and be your primary residence, and lenders usually look for a credit score around 640 and steady income. Self-employed or 1099 buyers typically need 2 years of filed tax returns.
Is a USDA loan really $0 down?
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There is no down payment, but there is a 1% upfront guarantee fee (it can be financed), an annual fee paid monthly, and closing costs, which sellers sometimes help with.
How do I check if a Iuka home is eligible?
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Enter the address in the USDA eligibility map, or send it to Kaspar and he'll check it for you.