Retiring in Choctaw County, Mississippi

By Kaspar Caldwell, REALTOR® · Reviewed October 7, 2026

Thinking of retiring in Choctaw County, Mississippi? Local perks, home prices, what to look for in a retirement home and real homes under $250k for sale now.

Short answer

Choctaw County offers choctaw Lake near Ackerman sits in the Tombigbee National Forest, plus affordable homes (11 homes with 3 or fewer bedrooms under $250,000 were listed in USDA-eligible areas as of October 8, 2026). Mississippi also exempts qualified retirement income from state income tax.

Key takeaways

Choctaw Lake near Ackerman sits in the Tombigbee National Forest.
Quiet rural setting with U.S. 82 nearby for travel east and west.
Look for single-level homes with low-maintenance lots.

Choctaw County, Mississippi (county seat: Ackerman).

Local perks in Choctaw County

Choctaw Lake near Ackerman sits in the Tombigbee National Forest.
Quiet rural setting with U.S. 82 nearby for travel east and west.

Retirement home checklist

Single-level layout
Bedroom and full bath on the main floor
Small, easy yard
Newer roof and HVAC
Short drive to medical care

How Kaspar helps

Kaspar Caldwell, REALTOR®, helps retirees and downsizers buy in Choctaw County and sell their current home, with honest guidance on price, condition and timing.