Zero down homes in Booneville, Mississippi
By Kaspar Caldwell, REALTOR® · Reviewed
USDA guaranteed loans let qualified buyers purchase in eligible areas like Booneville with $0 down. 38 homes in USDA-eligible areas in Booneville were verified for sale on October 8, 2026, with a median list price of $174,950.
How Kaspar helps you in Booneville
- Checks whether a home's address is in a USDA-eligible area before you fall in love with it
- Connects you with a USDA-approved lending partner for pre-qualification
- Finds homes likely to pass the USDA appraisal (safe, sound, sanitary)
- Negotiates seller help with closing costs when possible
Homes for sale in Booneville
- Homes listed
- 38
- Median list price
- $174,950
- Median $/sq ft
- $109
- Median days listed
- 60
Source: listings verified for sale on October 8, 2026.
$22,000
517 N College St
Booneville · 2 bd · 2 ba · 1,182 sqft
$58,000
98 County Road 1271
Booneville · 2 bd · 1 ba · 728 sqft
$80,000
202B McClamroch Dr
Booneville · 2 bd · 2 ba · 1,741 sqft
$95,000
57 County Road 1280
Booneville · 4 bd · 2 ba · 1,904 sqft
$104,000
109 Oak Dr
Booneville · 3 bd · 2 ba · 1,700 sqft
$109,900
202 Davis St
Booneville · 3 bd · 2 ba · 2,052 sqft
$125,000
919 Hatchie St
Booneville · 4 bd · 1.5 ba · 1,526 sqft
$135,000
1007 Hatchie St
Booneville · 3 bd · 2 ba · 1,314 sqft
$135,000
1007 Hatchie St
Booneville · 3 bd · 2 ba · 1,314 sqft
$139,500
104 Hare Pond Rd
Booneville · 3 bd · 1 ba · 1,848 sqft
Common questions
Who qualifies for a USDA loan?
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Household income must be at or below the county limit, the home must be in an eligible area and be your primary residence, and lenders usually look for a credit score around 640 and steady income. Self-employed or 1099 buyers typically need 2 years of filed tax returns.
Is a USDA loan really $0 down?
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There is no down payment, but there is a 1% upfront guarantee fee (it can be financed), an annual fee paid monthly, and closing costs, which sellers sometimes help with.
How do I check if a Booneville home is eligible?
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Enter the address in the USDA eligibility map, or send it to Kaspar and he'll check it for you.