USDA loans in Ashland, MS
By Kaspar Caldwell, REALTOR® · Reviewed
USDA guaranteed loans let qualified buyers purchase in eligible areas like Ashland with $0 down. 11 homes in USDA-eligible areas in Ashland were verified for sale on October 8, 2026, with a median list price of $225,000.
How Kaspar helps you in Ashland
- Checks whether a home's address is in a USDA-eligible area before you fall in love with it
- Connects you with a USDA-approved lending partner for pre-qualification
- Finds homes likely to pass the USDA appraisal (safe, sound, sanitary)
- Negotiates seller help with closing costs when possible
Homes for sale in Ashland
- Homes listed
- 11
- Median list price
- $225,000
- Median $/sq ft
- $126
- Median days listed
- 66
Source: listings verified for sale on October 8, 2026.
$129,000
10890 MS 5
Ashland · 3 bd · 1.5 ba · 1,186 sqft
$145,000
16471 Boundary Dr
Ashland · 2 bd · 1 ba · 1,149 sqft
$184,500
120 Main St
Ashland · 3 bd · 1 ba · 1,576 sqft
$195,000
17696 MS 5
Ashland · 3 bd · 1 ba · 1,546 sqft
$200,000
1058 Ridge Ave
Ashland · 3 bd · 2 ba · 1,811 sqft
$225,000
1725 Snow Lake Dr
Ashland · 2 bd · 2 ba · 1,653 sqft
$229,000
716 Ridge Ave
Ashland · 3 bd · 1.5 ba · 1,650 sqft
$239,000
908 Lakeview Dr
Ashland · 2 bd · 1.5 ba · 1,309 sqft
$245,000
1000 MS 4
Ashland · 4 bd · 2 ba · 2,053 sqft
$280,000
318 Lake Shore Dr
Ashland · 1 bd · 2 ba · 1,161 sqft
Common questions
Who qualifies for a USDA loan?
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Household income must be at or below the county limit, the home must be in an eligible area and be your primary residence, and lenders usually look for a credit score around 640 and steady income. Self-employed or 1099 buyers typically need 2 years of filed tax returns.
Is a USDA loan really $0 down?
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There is no down payment, but there is a 1% upfront guarantee fee (it can be financed), an annual fee paid monthly, and closing costs, which sellers sometimes help with.
How do I check if a Ashland home is eligible?
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Enter the address in the USDA eligibility map, or send it to Kaspar and he'll check it for you.