USDA loans in Belden, MS
By Kaspar Caldwell, REALTOR® · Reviewed
USDA guaranteed loans let qualified buyers purchase in eligible areas like Belden with $0 down. 12 homes in USDA-eligible areas in Belden were verified for sale on October 8, 2026, with a median list price of $282,250.
How Kaspar helps you in Belden
- Checks whether a home's address is in a USDA-eligible area before you fall in love with it
- Connects you with a USDA-approved lending partner for pre-qualification
- Finds homes likely to pass the USDA appraisal (safe, sound, sanitary)
- Negotiates seller help with closing costs when possible
Homes for sale in Belden
- Homes listed
- 12
- Median list price
- $282,250
- Median $/sq ft
- $183
- Median days listed
- 50
Source: listings verified for sale on October 8, 2026.
$174,500
97 Burleson Spur
Belden · 3 bd · 1 ba · 1,107 sqft
$225,000
125 Rutledge Cv
Belden · 3 bd · 2 ba · 1,579 sqft
$233,000
4112 S Bloom Blvd
Belden · 2 bd · 2 ba · 1,260 sqft
$265,000
2709 Countrywood Rd
Belden · 3 bd · 2 ba · 1,450 sqft
$268,999
3887 Abby Ln
Belden · 3 bd · 2 ba · 1,450 sqft
$279,500
5936 Endville Rd
Belden · 3 bd · 2 ba · 1,959 sqft
$285,000
3482 Walsh Rd
Belden · 3 bd · 2 ba · 1,500 sqft
$289,000
1540 Eads Creek Rd
Belden · 3 bd · 2 ba · 1,569 sqft
$289,000
1598 Eads Creek Rd
Belden · 3 bd · 2 ba · 1,569 sqft
$289,000
1646 Eads Creek Rd
Belden · 3 bd · 2 ba · 1,569 sqft
Common questions
Who qualifies for a USDA loan?
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Household income must be at or below the county limit, the home must be in an eligible area and be your primary residence, and lenders usually look for a credit score around 640 and steady income. Self-employed or 1099 buyers typically need 2 years of filed tax returns.
Is a USDA loan really $0 down?
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There is no down payment, but there is a 1% upfront guarantee fee (it can be financed), an annual fee paid monthly, and closing costs, which sellers sometimes help with.
How do I check if a Belden home is eligible?
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Enter the address in the USDA eligibility map, or send it to Kaspar and he'll check it for you.