USDA loans in Guntown, MS
By Kaspar Caldwell, REALTOR® · Reviewed
USDA guaranteed loans let qualified buyers purchase in eligible areas like Guntown with $0 down. 11 homes in USDA-eligible areas in Guntown were verified for sale on October 8, 2026, with a median list price of $279,000.
How Kaspar helps you in Guntown
- Checks whether a home's address is in a USDA-eligible area before you fall in love with it
- Connects you with a USDA-approved lending partner for pre-qualification
- Finds homes likely to pass the USDA appraisal (safe, sound, sanitary)
- Negotiates seller help with closing costs when possible
Homes for sale in Guntown
- Homes listed
- 11
- Median list price
- $279,000
- Median $/sq ft
- $140
- Median days listed
- 49
Source: listings verified for sale on October 8, 2026.
$95,000
128 Drive 1367
Guntown · 2 bd · 1 ba · 960 sqft
$139,500
919 County Road 833
Guntown · 3 bd · 2 ba · 1,568 sqft
$146,000
118 Bluegill Ln
Guntown · 3 bd · 2 ba · 1,262 sqft
$224,500
126 Saint Thomas Dr
Guntown · 3 bd · 2 ba · 1,520 sqft
$269,900
117 Craig Ln
Guntown · 3 bd · 2.5 ba · 1,931 sqft
$279,000
116 Benelli Dr
Guntown · 3 bd · 2 ba · 1,759 sqft
$289,900
164 Colt Ln
Guntown · 3 bd · 2 ba · 1,967 sqft
$299,000
1056 County Road 833
Guntown · 3 bd · 2 ba · 2,500 sqft
$309,000
880 Ita Lee Rd
Guntown · 4 bd · 3 ba · 2,100 sqft
$310,000
127 Pam Ave
Guntown · 3 bd · 2 ba · 2,129 sqft
Common questions
Who qualifies for a USDA loan?
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Household income must be at or below the county limit, the home must be in an eligible area and be your primary residence, and lenders usually look for a credit score around 640 and steady income. Self-employed or 1099 buyers typically need 2 years of filed tax returns.
Is a USDA loan really $0 down?
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There is no down payment, but there is a 1% upfront guarantee fee (it can be financed), an annual fee paid monthly, and closing costs, which sellers sometimes help with.
How do I check if a Guntown home is eligible?
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Enter the address in the USDA eligibility map, or send it to Kaspar and he'll check it for you.