USDA loans in Plantersville, MS
By Kaspar Caldwell, REALTOR® · Reviewed
USDA guaranteed loans let qualified buyers purchase in eligible areas like Plantersville with $0 down. 8 homes in USDA-eligible areas in Plantersville were verified for sale on October 8, 2026, with a median list price of $150,950.
How Kaspar helps you in Plantersville
- Checks whether a home's address is in a USDA-eligible area before you fall in love with it
- Connects you with a USDA-approved lending partner for pre-qualification
- Finds homes likely to pass the USDA appraisal (safe, sound, sanitary)
- Negotiates seller help with closing costs when possible
Homes for sale in Plantersville
- Homes listed
- 8
- Median list price
- $150,950
- Median $/sq ft
- $120
- Median days listed
- 44.5
Source: listings verified for sale on October 8, 2026.
$97,500
119 Elm St
Plantersville · 2 bd · 1 ba · 732 sqft
$100,000
459 Road 1199
Plantersville · 3 bd · 1 ba · 1,152 sqft
$109,000
105 Meadowbrook St
Plantersville · 2 bd · 2 ba · 1,422 sqft
$140,000
131 Meadowbrook Rd
Plantersville · 3 bd · 3 ba · 1,850 sqft
$161,900
120 Elm St
Plantersville · 3 bd · 2 ba · 1,518 sqft
$182,000
130 Oak Pt
Plantersville · 3 bd · 2 ba · 1,297 sqft
$242,000
119 Woodgreen St
Plantersville · 3 bd · 2 ba · 1,292 sqft
$264,900
131 Oakpoint Dr
Plantersville · 3 bd · 2 ba · 1,600 sqft
Common questions
Who qualifies for a USDA loan?
+
Household income must be at or below the county limit, the home must be in an eligible area and be your primary residence, and lenders usually look for a credit score around 640 and steady income. Self-employed or 1099 buyers typically need 2 years of filed tax returns.
Is a USDA loan really $0 down?
+
There is no down payment, but there is a 1% upfront guarantee fee (it can be financed), an annual fee paid monthly, and closing costs, which sellers sometimes help with.
How do I check if a Plantersville home is eligible?
+
Enter the address in the USDA eligibility map, or send it to Kaspar and he'll check it for you.