Your family's first home in Clay County

By Kaspar Caldwell, REALTOR® · Reviewed October 7, 2026

How to buy your family's first home in Clay County, Mississippi: what homes cost, $0 down options, local perks and real 3+ bedroom homes for sale now.

Short answer

38 homes with 3 or more bedrooms were for sale in USDA-eligible parts of Clay County as of October 8, 2026. Most of the county is USDA-eligible, so qualified buyers may put $0 down. A local REALTOR® like Kaspar Caldwell can set up tours and connect you with a lending partner.

Key takeaways

38 homes with 3 or more bedrooms were for sale in USDA-eligible parts of Clay County as of October 8, 2026.
West Point sits near the Tennessee-Tombigbee Waterway.
Home to the Old Waverly golf community and historic homes.

Clay County, Mississippi (county seat: West Point).

Why buyers look at Clay County

West Point sits near the Tennessee-Tombigbee Waterway.
Home to the Old Waverly golf community and historic homes.
Short drives to Starkville and Columbus.

What to look for

3+ bedrooms and 2 bathrooms if you can
A usable, well-drained yard
Commute time to work
Septic or sewer, and well or city water
Roof and HVAC age

Getting started

Get pre-qualified, pick your must-haves, and tour the best matches the same week. Kaspar Caldwell, REALTOR®, can handle tours, offers and negotiating seller help with closing costs.