Living in Clay County, Mississippi

By Kaspar Caldwell, REALTOR® · Reviewed

What it's like living in Clay County, Mississippi: local highlights near West Point, getting around, home prices and $0 down eligibility.

Short answer

West Point sits near the Tennessee-Tombigbee Waterway. Home to the Old Waverly golf community and historic homes. Short drives to Starkville and Columbus. Much of the county is USDA-eligible for $0 down.

Key takeaways

  • West Point sits near the Tennessee-Tombigbee Waterway.
  • Home to the Old Waverly golf community and historic homes.
  • Short drives to Starkville and Columbus.
Clay County, Mississippi (county seat: West Point).

Highlights

  • West Point sits near the Tennessee-Tombigbee Waterway.
  • Home to the Old Waverly golf community and historic homes.
  • Short drives to Starkville and Columbus.

Homes and prices

42 homes were for sale in USDA-eligible parts of Clay County under $325,000 as of October 8, 2026. Browse them on the county page or ask Kaspar Caldwell, REALTOR®, to send matches.

Frequently asked questions

What is the county seat of Clay County?

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West Point

Is Clay County USDA-eligible?

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Much of it. Check each address on the USDA map.