Retiring in Clay County, Mississippi

By Kaspar Caldwell, REALTOR® · Reviewed October 7, 2026

Thinking of retiring in Clay County, Mississippi? Local perks, home prices, what to look for in a retirement home and real homes under $250k for sale now.

Short answer

Clay County offers west Point sits near the Tennessee-Tombigbee Waterway, plus affordable homes (31 homes with 3 or fewer bedrooms under $250,000 were listed in USDA-eligible areas as of October 8, 2026). Mississippi also exempts qualified retirement income from state income tax.

Key takeaways

West Point sits near the Tennessee-Tombigbee Waterway.
Home to the Old Waverly golf community and historic homes.
Short drives to Starkville and Columbus.
Look for single-level homes with low-maintenance lots.

Clay County, Mississippi (county seat: West Point).

Local perks in Clay County

West Point sits near the Tennessee-Tombigbee Waterway.
Home to the Old Waverly golf community and historic homes.
Short drives to Starkville and Columbus.

Retirement home checklist

Single-level layout
Bedroom and full bath on the main floor
Small, easy yard
Newer roof and HVAC
Short drive to medical care

How Kaspar helps

Kaspar Caldwell, REALTOR®, helps retirees and downsizers buy in Clay County and sell their current home, with honest guidance on price, condition and timing.