Retiring in Benton County, Mississippi
By Kaspar Caldwell, REALTOR® · Reviewed
Thinking of retiring in Benton County, Mississippi? Local perks, home prices, what to look for in a retirement home and real homes under $250k for sale now.
Short answer
Benton County offers part of the Holly Springs National Forest sits in the county, with trails and hunting land, plus affordable homes (15 homes with 3 or fewer bedrooms under $250,000 were listed in USDA-eligible areas as of October 8, 2026). Mississippi also exempts qualified retirement income from state income tax.
Key takeaways
- Part of the Holly Springs National Forest sits in the county, with trails and hunting land.
- Small-town pace with Memphis and Tupelo both within driving range.
- Look for single-level homes with low-maintenance lots.
Local perks in Benton County
- Part of the Holly Springs National Forest sits in the county, with trails and hunting land.
- Small-town pace with Memphis and Tupelo both within driving range.
Retirement home checklist
- Single-level layout
- Bedroom and full bath on the main floor
- Small, easy yard
- Newer roof and HVAC
- Short drive to medical care
How Kaspar helps
Kaspar Caldwell, REALTOR®, helps retirees and downsizers buy in Benton County and sell their current home, with honest guidance on price, condition and timing.
Example homes for sale in Benton County

$69,500
109 Locust St
Hickory Flat · 3 bd · 2 ba · 1,200 sqft

$84,900
1254 County Road 7
Hickory Flat · 1 bd · 1 ba · 293 sqft

$85,000
622 Lakeside Dr
Walnut · 2 bd · 1 ba · 720 sqft

$89,000
397 Locust St
Hickory Flat · 3 bd · 1 ba · 1,162 sqft

$129,000
10890 MS 5
Ashland · 3 bd · 1.5 ba · 1,186 sqft

$142,900
1520 Country Church Rd
Lamar · 3 bd · 1 ba · 1,209 sqft
Listed by various brokerages. Verified for sale October 7, 2026; availability changes daily.
Frequently asked questions
Are homes in Benton County affordable for retirees?
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Yes, 15 homes with 3 or fewer bedrooms were listed under $250,000 in USDA-eligible areas as of October 8, 2026.
Can retirees use USDA?
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Yes, with qualifying income such as Social Security or pensions, in an eligible area.