USDA mortgage in Prentiss County, MS
By Kaspar Caldwell, REALTOR® · Reviewed
USDA guaranteed loans let qualified buyers purchase in eligible areas like Prentiss County with $0 down. 42 homes in USDA-eligible areas in Prentiss County were verified for sale on October 8, 2026, with a median list price of $162,400.
How Kaspar helps you in Prentiss County
- Checks whether a home's address is in a USDA-eligible area before you fall in love with it
- Connects you with a USDA-approved lending partner for pre-qualification
- Finds homes likely to pass the USDA appraisal (safe, sound, sanitary)
- Negotiates seller help with closing costs when possible
Homes for sale in Prentiss County
- Homes listed
- 42
- Median list price
- $162,400
- Median $/sq ft
- $105
- Median days listed
- 48
Source: listings verified for sale on October 8, 2026.
$22,000
517 N College St
Booneville · 2 bd · 2 ba · 1,182 sqft
$56,500
756 MS 365
Burnsville · 3 bd · 2 ba · 1,215 sqft
$58,000
98 County Road 1271
Booneville · 2 bd · 1 ba · 728 sqft
$64,999
455 MS 30
Baldwyn · 2 bd · 1 ba · 960 sqft
$80,000
202B McClamroch Dr
Booneville · 2 bd · 2 ba · 1,741 sqft
$88,950
29 County Road 2360
Tishomingo · 3 bd · 2 ba · 1,568 sqft
$95,000
57 County Road 1280
Booneville · 4 bd · 2 ba · 1,904 sqft
$99,500
295 MS 371
Marietta · 2 bd · 1 ba · 889 sqft
$104,000
109 Oak Dr
Booneville · 3 bd · 2 ba · 1,700 sqft
$109,900
202 Davis St
Booneville · 3 bd · 2 ba · 2,052 sqft
Common questions
Who qualifies for a USDA loan?
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Household income must be at or below the county limit, the home must be in an eligible area and be your primary residence, and lenders usually look for a credit score around 640 and steady income. Self-employed or 1099 buyers typically need 2 years of filed tax returns.
Is a USDA loan really $0 down?
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There is no down payment, but there is a 1% upfront guarantee fee (it can be financed), an annual fee paid monthly, and closing costs, which sellers sometimes help with.
How do I check if a Prentiss County home is eligible?
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Enter the address in the USDA eligibility map, or send it to Kaspar and he'll check it for you.